Base fees

Treatment

ISIS fee

Your up-front payment at initial appointment $

Payment at embryo transfer $

Your out of pocket cost $

IVF

7000

5000

2000

First cycle 2500

Subsequent cycle 2000

IVF/ICSI

7500

5000

2500

First cycle 2750

Subsequent cycle 2250

What do these fees include?

This fee includes one cycle of IVF treatment. One “cycle” is 30 days of treatment. This includes your drugs, appointments at ISIS, blood tests, ultrasounds, the egg pick up, embryo transfer and all contact with staff. A complimentary six months storage of embryos, sperm and eggs is provided commencing from the date your material is first frozen at/imported to ISIS. Please note that ISIS will invoice you $180 every six months thereafter, should you require storage outside of this period. Any material frozen from subsequent cycles, should there be embryos remaining in storage, will be invoiced from the initial date of storage. i.e. there will be one storage fee for all frozen embryos.

*Consecutive cycles such as Frozen Embryo Transfers will be at an additional cost. Subsequent cycle costs described above are for cycles within one calendar year.

Other costs associated with this treatment

Item

Who

Fee

Description

Egg pick up at Capital Day Surgical Centre (CDSC)

Capital Day Surgical Centre

$1529 or gap – see description.

The cost of your egg pick up is $1529 if you do not have private health insurance.

If you are covered for item “13212 — Oocyte retrieval” then you will just need to pay the

gap in your private health cover.

You will receive an account directly from CDSC.

Anaesthetist

Depends on the day of the egg pick up

The cost of the anaesthetist may be between $400–800 depending on the anaesthetist.

You will receive an account directly from the anaesthetist, normally a few days before your egg pick up

Drugs

ISIS

Case sensitive.

You may need to take additional drugs once you are pregnant to support your pregnancy. We will provide you with a script for these drugs if necessary, as we do not cover the cost of any treatment or drugs after your pregnancy test.

Sperm freezing

ISIS

$210 per sample

If you will be unable to provide a fresh sample on the day of egg collection, it is possible to freeze your sample (not covered by Medicare).

Interstate management fee

ISIS

$550.00

If you intend to have blood tests and ultrasounds at interstate providers throughout your treatment, you will need to pay $550. This is because we have agreements with local providers, Capital Pathology and Bundles Ultrasound who provide these services at a better rate than alternative providers.

Courier fees

ISIS

ACT — $110.00

Interstate — $550.00

If we need to transfer any material from another clinic, this will be at an extra charge.

Storage of material

ISIS

$180

After your initial six month free period of storage, you will receive an account for the next six month period.

* Please note that these prices are current as at 1 January 2010 and are subject to change at any time without notice.

How and when do I need to pay?

At your initial interview an administration team member will take you through the Medicare process and ensure that you understand the payment process. You also will sign a financial consent at your appointment, before making a pre-payment of $5,000. This is a “commitment fee” as we will be giving you your drugs at this appointment.

On the day of your embryo transfer, you will need to pay the balance of your account — see the table.

We accept all major credit cards or direct deposit. We do not accept cash or cheques. If you wish to make a direct deposit please contact us a few days before your appointment to arrange the transfer.

How much does Medicare cover?

Standard Medicare contribution

IVF

Medicare Item Number

Fee

13200

$6433.80

13209

$566.20

13251

$500.00

Total

$7500.00

Your immediate “out of pocket” cost will be $7500; however, Medicare will issue you with a rebate of approximately $4498.90* for an initial cycle, once your treatment is complete. Please note that your rebate for subsequent cycles will be $5008.90*.

* Subject to Medicare’s discretion — contact Medicare for more information.

IVF/ICSI

Medicare Item Number

Fee

13200

$6433.80

13209

$566.20

13251

$350.00

Total

$7350.00

Your immediate “out of pocket” cost will be $7350; however, Medicare will issue you with a rebate of approximately $4934.65* for an initial cycle, once your treatment is complete. Please note that your rebate will be $5444.65* for subsequent cycles (contact Medicare for more information).

* Subject to Medicare’s discretion — contact Medicare for more information.

Safety Net scheme for out of pocket costs

Medicare will examine your out of pocket costs and they will give you a further rebate based on whether you have reached the Safety Net threshold ($1126.00). Please contact Medicare for more details.

How will I get my rebate?

After your embryo transfer (or after egg pick up if no embryo transfer occurs) we will create an account based on the treatment that you had. We will submit an online claim to Medicare stating that you have paid the account in full. They will then send you a cheque with your rebate, or deposit it into your bank account, so it is a good idea to check that your bank details are registered and correct.

When will I get my rebate?

We will submit your claim within one-two weeks of your embryo transfer. From this point, it will take 7 days for Medicare to deposit the money into your account or to send you a cheque with your rebate. This is within the time frame of most interest free periods on credit cards. Hopefully you would have your rebate back before your pregnancy test.

Must I have Private Health Insurance?

No, you do not need Private Health Insurance to have IVF treatment as Medicare cover most of the cost of this treatment. However, it is beneficial to have private health insurance to cover the cost of the day surgery/ egg pick up.

What if my treatment is cancelled?

Sometimes you may need to cancel the cycle for personal reasons such as travel or illness, or alternatively we may need to cancel for medical reasons.

Should your cycle be cancelled for any of the reasons as stated above, we will need to charge you an administration fee of $1,700.00 to cover the time we spent with you, and for any tests that you had. We will then give you a receipt to take to Medicare, to claim your refund of $442.00.

What happens if I am pregnant when starting the cycle?

If you are lucky enough to have this happen (it does happen!) we will give you a full refund and wish you the best of luck for your pregnancy.

What if I have any other questions?

Please contact us and we will be happy to answer any questions that you might have.

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